Ripple Invests in Licuido to Scale XRPL Tokenization and Unlock $10 Trillion in Idle Assets
By Lauren Towner · 3 August 2026
In brief: Licuido has secured a strategic investment from Ripple to scale its FCA-regulated tokenization platform on the XRP Ledger, targeting $10 trillion in idle money market fund assets.
| Target Asset Value | $10 trillion |
|---|---|
| Blockchain Network | XRP Ledger (XRPL) |
| Regulatory Status | FCA-regulated |
| Headquarters | London |

Quick Summary
Licuido has secured a strategic investment from Ripple to scale its XRPL-based tokenization platform. This partnership aims to modernize capital markets by unlocking liquidity from $10 trillion in money market funds, allowing institutions to tokenize assets and trade collateral within an FCA-regulated framework.
How Does Licuido Solve Asset Liquidity Challenges?
Licuido addresses the critical issue of idle institutional collateral by providing a regulated bridge between traditional finance and blockchain technology. While traditional infrastructure often leaves assets trapped in slow settlement cycles, Licuido enables real-world asset tokenization that allows for immediate mobility. By leveraging the XRP Ledger (XRPL), the platform ensures that issuers can manage funds with enhanced operational efficiency and transparency.
- FCA-regulated trading platform for secondary market liquidity.
- Secure collateral trading infrastructure for institutional investors.
- Confidential and compliant digital framework for global issuers.
What Results Has the Ripple Investment Delivered?
The strategic investment from Ripple accelerates the deployment of digital capital markets infrastructure specifically designed for the XRPL. This move targets the $10 trillion locked in global money market funds, transforming these stagnant balance sheet items into active liquid assets. Ripple’s existing ecosystem, including partnerships with Aviva Investors and DBS, provides a massive springboard for Licuido’s scaling efforts.
- Scaling of XRPL-based infrastructure for global operations.
- Support for tokenized fund structures at institutional scale.
- Mobilization of trillions in collateral for asset managers.
How Does This Impact Institutional Asset Management?
The shift toward tokenized fund structures is no longer theoretical, as evidenced by the involvement of major players like Franklin Templeton. Licuido provides the core liquidity capabilities necessary to move beyond simple issuance into full-scale collateral mobility and utility. This infrastructure allows institutions to maintain regulatory compliance while benefiting from the speed and cost-efficiency of blockchain technology.
FF NEWS TAKE:
This investment moves the needle because it focuses on the "utility" phase of tokenization rather than just the "issuance" phase. By backing an FCA-regulated platform like Licuido, Ripple is positioning the XRPL as the primary layer for institutional asset liquidity. Unlocking even a fraction of the $10 trillion in money market funds would represent a massive win for on-chain capital markets and institutional blockchain adoption.
Frequently asked questions
What is the purpose of Ripple's investment in Licuido?
Ripple's strategic investment is designed to scale Licuido's operations and support the development of digital capital markets infrastructure on the XRP Ledger (XRPL). The partnership focuses on enabling institutions to tokenize assets and trade collateral, specifically targeting the $10 trillion currently held in global money market funds.
How does Licuido help institutions with idle collateral?
Licuido provides an FCA-regulated trading platform and tokenization framework that allows institutions to mobilize assets that are currently idle on balance sheets. By tokenizing these assets, firms can unlock liquidity and trade collateral securely and confidentially within a regulated environment.
Which major asset managers are involved in this tokenization shift?
According to Ripple, major asset managers including Aviva Investors, Franklin Templeton, and DBS are already focused on deploying tokenized fund structures at scale. Licuido provides the essential liquidity and collateral mobility infrastructure required to support these large-scale institutional shifts.
About the companies
Aviva Investors
Part of Aviva · Website · 6 stories on FF News since 2022
Previously on FF News:
- Aviva Investors Unifies Distribution and Finance Reporting with Room Zero Analytics 3 November 2026
- Mia Wealth Launches UK Gifting App to Turn Toy Budgets into Children’s Investments 24 September 2026
- Aviva Investors Seeks to Tokenise Products on the XRP Ledger in Collaboration with Ripple 12 February 2026
Licuido
1 story on FF News since 2026
Franklin Templeton
Website · 30 stories on FF News since 2021
Previously on FF News:
- t54 Labs Secures Strategic AI Finance Partnerships with RiskX, Hecto Financial, and Arco Financial 3 November 2026
- Crypto Trades Chaos for Caution: How Stellar’s Meridian Signals a New Institutional Era 30 October 2026
- t54 and RiskX Partner to Launch AI Agents for Personalized Investment Management 19 October 2026
Companies in this story: Aviva Investors, Licuido, Franklin Templeton, Ripple
People in this story: Brian Lynch, Nigel Khakoo