Navari and InvestiFi Partner to Bring Embedded Investing to Community Banks and Credit Unions

Navari and InvestiFi have entered a strategic partnership to bring embedded investing capabilities to credit unions and community banks across the United States. By integrating stock and ETF trading directly into existing digital banking platforms, the collaboration aims to help smaller financial institutions retain deposits and deepen relationships with wealth-building account holders.

What was announced

Navari, a technology and solutions platform for financial institutions, has formalized a strategic partnership with InvestiFi to expand its Financial Solutions portfolio. This move follows a strategic investment made by Navari into InvestiFi earlier this year. The collaboration focuses on providing community banks and credit unions with an embedded investing platform that sits directly within their native digital banking environments.

The platform allows account holders to buy and sell stocks, ETFs, and other investment products without leaving their primary banking app. Crucially, users can fund these trades directly from their existing accounts at the institution. To facilitate this, InvestiFi leverages integrations with several major digital banking providers, including Alkami, Jack Henry/Banno, Candescent, and Q2.

The partnership is designed to address evolving consumer expectations, where users increasingly seek a unified interface for all financial activities. By offering these tools, institutions can provide modern wealth-building features while maintaining the trust and connectivity of the primary banking relationship. The joint offering aims to help institutions attract and retain younger demographics who might otherwise move assets to third-party brokerage apps, while giving account holders access to modern investing tools directly within the digital journey they already use.

The companies involved

Navari operates as a technology and solutions platform serving financial institutions and organizations nationwide. The company focuses on delivering innovative solutions that support growth and strengthen the bond between institutions and their members or customers. As a strategic partner in the credit union space, Navari identifies and invests in fintech solutions that align with the needs of community-based financial organizations to help them respond to changing consumer expectations.

InvestiFi is an embedded investing platform specifically designed for the credit union and community banking sector. Based at its web domain investifi.co, the company provides the infrastructure necessary for smaller institutions to compete with larger national banks and neo-brokers by offering direct access to capital markets. InvestiFi's model relies on deep integration with core and digital banking providers, ensuring that the investment experience is a seamless extension of the user's existing financial dashboard. The company has gained significant traction in the market by positioning itself as a bridge between traditional community banking values and modern digital wealth management tools, allowing local institutions to remain the central hub for their members' financial lives.

What FF News has reported before

FF News has closely tracked InvestiFi’s rapid expansion within the credit union sector. In July 2026, the publication reported that InvestiFi Secures $20M to Scale Embedded Investing for Credit Unions and Community Banks, a funding round aimed at accelerating its deployment across the United States. Following this capital injection, the company secured several high-profile partnerships.

Recent coverage includes reports on CommunityWide Federal Credit Union Taps InvestiFi to Launch Embedded Digital Investing and Stanford Federal Credit Union Taps InvestiFi to Launch Embedded Digital Investing. Additionally, the platform’s momentum continued into September with the announcement that Northwest Federal Credit Union Partners with InvestiFi to Launch Embedded Investing. These stories highlight a growing trend of community-focused institutions adopting embedded wealth solutions to combat deposit flight.

What this means

This partnership signals a defensive shift for community financial institutions facing pressure from high-yield savings accounts and retail trading giants. For years, credit unions have watched assets leak to platforms like Robinhood or Schwab; by embedding these services, they are attempting to close the "leakage" loop. However, this moves the needle only if the user experience matches the slick interfaces of fintech-first competitors. The reliance on third-party digital banking providers like Jack Henry and Q2 remains a potential bottleneck for rapid deployment. The industry must now ask whether providing the tools is enough, or if these institutions must also provide the sophisticated financial education that modern retail investors demand.